Insurance Joke.

1. Car Insurance Joke.

The other car collided with mine without giving warning of its intention. The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle. I was driving my car out of the driveway in the usual manner, when it was struck by the other car in the same place it had been struck several times before. Coming home, I drove into the wrong house and collided with a tree I don't have. The indirect cause of this accident was a little guy in a small car with a big mouth.

How Insurance Works.

While it may seem complex, insurance is really quite simple: The payments (or premiums) of the many pay for the losses of a few. Your premiums go into a large pool, if you will, at your insurance company. The claims of the few are paid from that pool. Because there are more people contributing to the pool than there are making claims,