When shopping around today for auto insurance bids for
renewing or updating an existing car insurance policy, you may need to make
sure, in writing, that when you accept an auto insurance bid for your vehicle, that
flood damage is in writing in the terms and conditions of the insurance policy.
This will need to be for replacement value as well as
damage repairs. These are two distinct insurance requirements and need to be in
writing, in your auto insurance policy.
Climate Change and Car Insurance Requirements